The 10 Best Credit Unions in Detroit, MI

Last updated October 10, 2026 · ranked from 668 Google reviews · How we rank

This guide to credit unions in Detroit, MI features eight entries, all located within the city. DFCU Financial leads the list with a 4.6 Google rating from 35 reviews, followed by Diversified Members Credit Union, which has a 4.0 rating from 314 reviews—the largest review count among these entries. Michigan First Credit Union also holds a 4.0 rating, based on 33 reviews. LMCU has the highest Google rating at 5.0, with three reviews. The list also includes MSU Federal Credit Union and Pillur Business Banking and Zeal Credit Union. Across all eight entries, Google ratings range from 3.1 to 5.0, and review counts range from three to 314.

Top picks at a glance

  1. 1ASAP Credit Repair & Financial EducationASAP Credit Repair & Financial Education holds a 4.9 Google rating across 101 reviews, listed on Google as credit counseling service.
  2. 2Diversified Members Credit UnionDiversified Members Credit Union holds a 4.0 Google rating across 314 reviews, listed on Google as credit union.
  3. 3DFCU FinancialDFCU Financial holds a 4.6 Google rating across 35 reviews, listed on Google as credit union.
  1. ASAP Credit Repair & Financial Education in Detroit1

    ASAP Credit Repair & Financial Education

    4.9(101)· Google4.9 out of 5 from 101 reviews (Google rating)

    Credit counseling service

    Own this business? Claim itOpen now · closes 4:00 PM

    ASAP Credit Repair & Financial Education holds a 4.9 Google rating across 101 reviews, listed on Google as credit counseling service.

    “Very professional & nice people to work with makes the process easy Cindy is definitely good people she very professional highly recommend working with her for services.”
    — Gualberto Morales, 2026-10-07 · google

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  2. Diversified Members Credit Union in Detroit2

    Diversified Members Credit Union

    4.0(314)· Google4.0 out of 5 from 314 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 1:00 PM

    Diversified Members Credit Union holds a 4.0 Google rating across 314 reviews, listed on Google as credit union.

    • Saturday hours
    • Drive-through service
    • Multiple loan options
    “THEY HELP ME WITH EVERYTHING SO TO DIVERSIFIED CREDIT UNION KEEP UP THE AMAZING AWESOME JOB YOU ARE DOING BUT GOD 🙏🙌♥️”
    — Donna Clark, 2026-10-05 · google

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  3. DFCU Financial in Detroit3

    DFCU Financial

    4.6(35)· Google4.6 out of 5 from 35 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    DFCU Financial holds a 4.6 Google rating across 35 reviews, listed on Google as credit union.

    • Long-standing member loyalty
    • Online and phone service
    • Wheelchair-accessible entrance
    “I've been a member of DFCU since before the 1980's. With that being said I Love ❤️ my Credit Union and its staff at many of the various locations. It is right up there as one of the best Financial Institutions for my money. I have never …”
    — Raymond Womack, 2026-09-28 · google

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  4. Public Service Credit Union - Detroit in Detroit4

    Public Service Credit Union - Detroit

    4.9(17)· Google4.9 out of 5 from 17 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    Public Service Credit Union - Detroit holds a 4.9 Google rating across 17 reviews, listed on Google as credit union.

    • Professional, knowledgeable staff
    • Weekday early opening
    • Wheelchair-accessible entrance
    “LADONNA THE MANAGER AT VETERANS HOSPITAL PUBLIC SERVICE CREDIT UNION IS TRULY AMAZING AND ONE OF A KIND. SHE IS INTELLIGENT, FRIENDLY AND A PEOPLE PERSON. KUDDOS TO YOUR STAFF FOR HAVING SUCH A JEWEL OF A PERSON. PEACE AND BLESSINGS. SH…”
    — Roxanne McDuffie, 2024-08-13 · google

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  5. Michigan First Credit Union in Detroit5

    Michigan First Credit Union

    4.0(33)· Google4.0 out of 5 from 33 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    Friday hours until 6 p.m. The branch at 2825 Trumbull in Detroit, MI has a 4-out-of-5 Google rating from 33 reviews and opens at 8:30 a.m. Monday through Friday. Founded in 1926, the credit union supports financial education and offers organization-wide resources including Michigan First Mortgage, Michigan First Insurance Agency and its 365 Live Call Center. One reviewer also notes friendly tellers and ample free parking.

    • Friday evening hours
    • Financial education support
    • Statewide branch network

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  6. Zeal Credit Union in Detroit6

    Zeal Credit Union

    3.4(44)· Google3.4 out of 5 from 44 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    Zeal Credit Union holds a 3.4 Google rating across 44 reviews, listed on Google as credit union.

    • Auto loan assistance
    • Drive-through service
    • Wheelchair-accessible entrance
    “Micheal was a great help. Very informative, help me get a better rate on my new auto loan.”
    — Rhonda Cook, 2026-08-26 · google

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  7. LMCU in Detroit7

    LMCU

    5.0(3)· Google5.0 out of 5 from 3 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    LMCU holds a 5.0 Google rating across 3 reviews, listed on Google as credit union.

    • Personal financial guidance
    • Business banking services
    • Wheelchair-accessible entrance
    “Maria Labie located in the Detroit LMCU offices is superlative with a wealth of knowledge in finance. I would highly recommend contacting her or her staff of experts on $$ matters!”
    — Ray Opezzo, 2026-08-21 · google

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  8. MSU Federal Credit Union and Pillur Business Banking in Detroit8

    MSU Federal Credit Union and Pillur Business Banking

    3.7(7)· Google3.7 out of 5 from 7 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 1:00 PM

    MSU Federal Credit Union and Pillur Business Banking holds a 3.7 Google rating across 7 reviews, listed on Google as credit union.

    • Saturday morning hours
    • Wheelchair-accessible entrance
    • Helpful people noted
    “Lovely credit union with kind and helpful people.”
    — yvonne burch, 2024-01-25 · google

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  9. Lake Trust Credit Union in Detroit9

    Lake Trust Credit Union

    2.6(7)· Google2.6 out of 5 from 7 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    Lake Trust Credit Union holds a 2.6 Google rating across 7 reviews, listed on Google as credit union.

    “My first time visiting a physical branch in a long, long time. Ms. Josalyn C. at the Woodward Ave branch location made everything super easy and flawless! Huge thank you to her! The rest of the folks there were super friendly also!! My …”
    — Troy T, 2021-07-18 · google

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  10. One Detroit Credit Union in Detroit10

    One Detroit Credit Union

    3.1(107)· Google3.1 out of 5 from 107 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 12:00 PM

    One Detroit Credit Union holds a 3.1 Google rating across 107 reviews, listed on Google as credit union.

    • Saturday morning hours
    • Black-owned credit union
    • Wheelchair-accessible entrance

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Map of every pick

Compare at a glance

Comparison of the best credit unions in Detroit, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1ASAP Credit Repair & Financial Education4.9(101)4.9 out of 5 from 101 reviews (Google rating)—101—+1313-662-2288Open
2Diversified Members Credit Union4.0(314)4.0 out of 5 from 314 reviews (Google rating)—314—+1313-568-5000Open
3DFCU Financial4.6(35)4.6 out of 5 from 35 reviews (Google rating)—35—+1313-336-2700Closed
4Public Service Credit Union - Detroit4.9(17)4.9 out of 5 from 17 reviews (Google rating)—17—+1734-641-8400Closed
5Michigan First Credit Union4.0(33)4.0 out of 5 from 33 reviews (Google rating)—33—+1800-664-3828Closed
6Zeal Credit Union3.4(44)3.4 out of 5 from 44 reviews (Google rating)—44—+1800-321-8570Closed
7LMCU5.0(3)5.0 out of 5 from 3 reviews (Google rating)—3—+1800-242-9790Closed
8MSU Federal Credit Union and Pillur Business Banking3.7(7)3.7 out of 5 from 7 reviews (Google rating)—7—+1800-678-4968Open
9Lake Trust Credit Union2.6(7)2.6 out of 5 from 7 reviews (Google rating)—7—+1888-267-7200Closed
10One Detroit Credit Union3.1(107)3.1 out of 5 from 107 reviews (Google rating)—107—+1313-965-8640Open

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Detroit category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best credit unions in Detroit

credit unions in Detroit, MI: common questions

Which credit unions in Detroit, MI have Saturday hours?
Diversified Members Credit Union at 1480 E Jefferson Ave and MSU Federal Credit Union and Pillur Business Banking at 243 W Congress St open Saturdays from 9 a.m. to 1 p.m. One Detroit Credit Union at 630 Howard St opens Saturdays from 9 a.m. to noon.
Which credit unions in Detroit, MI have the highest Google ratings?
LMCU at 2715 Woodward Ave has a 5.0 rating from three reviews. Public Service Credit Union at 4646 John R St, Suite A1122, follows with 4.9 from 17 reviews, while DFCU Financial at 4830 Cass Ave has 4.6 from 35. Diversified Members Credit Union’s 2 Woodward Ave branch has 4.5 from 15 reviews.
Where can I find auto loans or home financing in Detroit, MI?
Diversified Members Credit Union lists auto loans and home loans among its member services and has locations at 1480 E Jefferson Ave and 2 Woodward Ave #118. LMCU, with a branch at 2715 Woodward Ave, lists mortgages and personal and business loans. Michigan First Credit Union, located at 2825 Trumbull, offers mortgage services through Michigan First Mortgage.
Which credit union locations in Detroit, MI list drive-through service?
Diversified Members Credit Union at 1480 E Jefferson Ave and Zeal Credit Union at 4501 Woodward Ave, Suite 101A, both list drive-through service. Both also list wheelchair-accessible entrances and wheelchair-accessible parking.
Which credit unions in Detroit, MI are open until 6 p.m.?
Zeal Credit Union at 4501 Woodward Ave, Suite 101A, stays open until 6 p.m. on Mondays and Fridays. Friday hours also extend to 6 p.m. at Diversified Members Credit Union on E Jefferson Ave, One Detroit Credit Union on Howard St, Michigan First Credit Union on Trumbull, and MSU Federal Credit Union and Pillur Business Banking on W Congress St.
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